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Why this matters

The 'safe account' story is a lie your bank will not tell

0% complete · 8 min · Introductory · Written lesson · Free under CC-BY-4.0

A caller says they are the bank, the tax office or the pension scheme. There is fraud on your account. You must move the money now, or pay a bill with cards or gold. The FTC is blunt: that is a scam.

The FCA's ScamSmart pages exist because fake investments use the same urgency. You can always call back on a number from a statement, a card or a letter you already had.

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